The banking sector has witnessed an increase in the integration of artificial intelligence of tasks ranging from asset tracking to debt recovery and raising the innovation tape. Global Finance announces the creators of 2025 from Africa.
Regional winners
The most innovative banks in Africa NedBank Mozambique
In an attempt to update operations, NedBank Mozambique has implemented innovative digital solutions to enhance their services and operations. Customers can use different jobs via digital channels to easily transfer money to portfolio portfolios or cash from paid cards to NEDBANK accounts. Nedchat is organizational Chatbot that uses artificial intelligence (AI) to provide employees with actual time access to knowledge of banking products, services, standards and policies, to help simplify the workflow and increase productivity.
The bank also followed a proactive approach to risk management through the Nedcreditanalysa application, a tool that uses GEN AI to extract relevant information from financial documents for credit decisions in various products. To enhance the bank’s cybersecurity, it has implemented a mechanism linking each of the customer accounts with a specific device through a unique identifier. This helped prevent unauthorized access to customer accounts as well as to prevent theft of identity.
The most innovative financial technology company in Africa MNT – Hallan
MNT HALAN has transferred access to consumers and African companies. With more than 2.4 million active users every three months, this digital platform offers sectors often ignored by traditional financial institutions. The HALAN app has started as a ride service and was converted to the lending platform that uses automation to ensure loans and create it specifically designed for customers. Neuron is a basic banking program for the basic API that operates the HALAN’s ecosystem. API allows this company to communicate smoothly and safely with digital banking services that support simplified processes and improve the user experience.
Through nerve cells, users, traders, loan agents and MNT HALAN branches are connected via an easy -to -use network to deal with millions of customers in multiple currencies. This technology supports more than 11 million customers, 54 % of them are women; This helped to lead Hallan in leading financial inclusion in Egypt by providing effective solutions to non -banker customers.
Innovations in financing worldwide from Africa
Ugate | Absolute value
By supporting its efforts to number intense paper commercial financing, API allows the bank to contact the third -party technology with the protection of data easily and smoothly. The solution is to help ABSA PIVOT on new technologies with the development of the market, without disrupting the current workflow. The application programming interface takes advantage of the advanced synchronization to ensure a faster and more efficient commercial solution and increases customers and banks with resistance infrastructure in the future. By merging with a variety of Fintechs, IOGATE enhances customization through a customized range of products and services that help customers achieve their unique goals.
Smart TPe | Sahilo-Sahran Bank for Investment and Trade (BSIC SENGAL)
Bsic Sénégal offers merchants an additional customer payment method through TPE Smart, a technology that facilitates mobile phone payments without contact via a bank card or digital portfolio while using electronic payment stations. The new payment system gives merchants more ways to accept customer payments and allows them to transfer money directly to their BSIC bank accounts, and shorten the temporal separation before they can reach these funds. TPE allows customers to use their digital portfolios to pay the price of goods and services from merchants, and improve customer experience.
The first sectoral boxes in the Egyptian market Bilton Asset Management
With limited options for investing the sector on the Egyptian Stock Exchange (EGX), retail investors have not been able to benefit from the performance of the sector that could change with economic conditions. Instead, they invested in individual companies or money targeting a broader indicator. To address the demand for more strategic investment opportunities, Beltone Asset Management has developed four sector boxes (Beltone Real Estate Fund, the Beltone Financial Fund, the BELTONE Consumer Fund, and the BelTone Industrial Fund) that reflects the actual time sector trends. The company has also forged alliances with Fintechs to provide customers with a wider access to its money on various platforms.
Opening digital account IIB West Africa
Opening a bank account in the Republic of Cabo Verde is a long -time complex process and requires customers to fill out forms and complete multiple steps in the bank branch. IIBCV has launched a digital platform that allows customers to open online accounts. By taking advantage of the technologies that ratify and integrate with automatic verification systems, the platform simplifies the process, and provides time for both customers and bank. The new platform is compatible with the bank’s standards as well as the regulations and legislation associated with it.
La BOTON By SOGE | General community Morocco
To help Moroccans manage the savings simply and safely, Societe Genereale Maroc Sogé Cagnotte, a solution to managing the budget integrated into its digital banking application, Sogé. The app features a reinforced experience for customers that provide a variety of tools to enhance financial inclusion and help enhance the power of Moroccans. Sogé Cagnotte is signing the Piggy concept of the bank, which enables customers to work for their financial goals by creating up to five savings goals, each of which is allocated by name, amount of savings and history.
Solve the benefits of Robin Hood, supported by Standard Bank Standard Bank
In South Africa, more than 90 billion Rand (about $ 4.95 billion) of non -demanded assets dates back to more than 8 million population, with 6 % of assets annually with the addition of more. Finding beneficiaries is the problem. Robin Hood, a fuse, developed an innovative solution using artificial intelligence to match the beneficiaries with their uncomfortable assets. Standard Bank partner with Robin Hood and supports artificial intelligence solution through the OneHub platform. Starting with the bookback and pension distributions of 1 billion Rand, more than 10 million Rand has so far been returned to more than 6000 beneficiaries.
